TITLE INSURANCE QUOTE
Purchasing your home is an important decision. But how does one know that the property they purchased has a clear title? Because unknown problems can be hidden in the history of a property's title, the homeowner pays SuRealty Title, Inc. for title insurance.
Title insurance is an insurance policy that guarantees the property title is free from the problems of hidden liens and claims. The title insurance company searches public records for the property to make sure there are no problems in the title's ownership and history. The fee for title insurance is usually included in the itemization of closing costs from the lender and is a one-time fee.
Title insurance pays for SuRealty Title, Inc. to search for problems in a property's title by examining public records.
Possible hidden title problems we may find can include:
· Errors or omissions in deeds
· Mistakes in examining records
· Forgery
· Undisclosed heirs
· Liens for unpaid taxes
· Liens by contractors |
SuRealty Title, Inc. routinely searches public records for:
· Deeds
· Mortgages
· Wills
· Divorce Decrees
· Court Judgements
· Tax Records
· Liens
· Claims
· Maps |
By searching the history of the property's title, SuRealty Title, Inc. can assure the new owner of clear ownership to their new property and that no outstanding debts or unknown ownership issues are associated with their new home.
In addition, besides securing a good search on a property's title, SuRealty Title, Inc. will insure the property owner as long as s/he owns the property. Therefore, if a problem arises at a later date, the title insurance policy will cover legal fees in defense of a claim against the property that is covered under the title policy.
Click Here to request a free quote for title insurance online.
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